Our guides to understanding finance

Salary, savings, loans or property: clear methods and practical examples to understand your numbers and plan your next decision.

Loans & property

How to plan your property purchase budget

Purchase price, deposit, fees and repayments: build a complete budget for a property in France, with a worked example before you start viewing homes.

Rental investing

Separate gross yield, net yield and cash flow with a worked example covering purchase costs, expenses, vacancy and loan payments.

Savings & budgeting

Turn a project into a monthly savings target using your starting balance, deadline, return assumptions and inflation, with a five-year example.

Salary & income

Find the key amounts on a French private-sector payslip and understand why taxable net pay differs from take-home pay.

Loans & property

Compare monthly payments, APR, insurance and total cost using a consistent method for French mortgage offers.

Savings & budgeting

Set aside cash for unexpected costs based on your essential spending, separate from a property deposit or other savings goals.

APR, cash flow, compound interest… Find clear definitions and examples in the glossary.