Calculate gross yield, net yield before tax and monthly cash flow for a rental investment from price, fees, rent and operating costs.
Your investment
Enter the total project cost, expected rent, operating costs and loan payment to measure yield and monthly balance.
Indicative simulation before income tax, social contributions, depreciation, resale and future rent or cost changes.
Understand yield
Gross yield is a quick first benchmark, but it ignores fees, costs, vacancy and financing. Net yield and cash flow provide a more realistic view of the scenario.
It compares annual theoretical rent with total investment. It helps screen several properties before deeper analysis.
It remains deliberately simple: it ignores vacancy, owner charges, property tax and management costs.
It starts from expected collected rent after vacancy, then subtracts costs paid by the owner.
It gives a more cautious view of yield before tax and before the effect of debt financing.
Cash flow compares the property’s net income with loan payments. It can be positive, close to zero or require a monthly contribution.
Positive cash flow alone does not validate an investment: property quality, location, renovation, tax and liquidity still matter.
FAQ
Key points to keep in mind before interpreting a rental yield estimate.
Gross yield uses annual rent before costs. Net yield subtracts operating costs and vacancy to reflect a more cautious scenario.
No. The calculator is before tax. Tax depends on the regime, your situation, property type, deductible costs and possible depreciation rules.
Because yield should be compared with the money actually committed to the project, not only the advertised property price.
Use a cautious assumption based on the local market, rental demand, property type and potential vacancy between tenants.
No. It only means the monthly scenario is balanced under your assumptions. Rental risk, renovation, tax, resale prospects and location quality also need review.