Estimate acquisition costs for a property purchase in metropolitan France, existing or new-build, with a breakdown of duties, emoluments, VAT and disbursements.
Your purchase
Enter the purchase price, property type and deductible items. The calculator estimates the main fees due when the notarised deed is signed.
Indicative estimate. The actual amount depends on the department, the exact transaction, the disbursements charged and the notarised deed.
Understand the fees
Most acquisition costs are duties and taxes collected for the state and local authorities. The regulated notary remuneration is only one part of the total.
For existing property, land registration tax includes a departmental share, a municipal tax and collection fees calculated on the departmental share.
For new-build property or VEFA, reduced land registration duty usually applies, which is why acquisition fees are much lower.
Disbursements are amounts advanced by the notary to prepare the file, obtain documents and complete formalities.
The actual amount varies by transaction. The dedicated field lets you replace the default assumption with an estimate from the notary office.
Understand the numbers
Acquisition costs are not all proportional to property price. The calculation combines taxes, regulated remuneration and a disbursement provision. These three existing-property estimates use identical settings.
| Property price | Transfer duties and taxes | Total fees | Price + fees |
|---|---|---|---|
| €200,000.00 | €12,637.00 | €16,431.30 | €216,431.30 |
| €250,000.00 | €15,796.25 | €20,119.95 | €270,119.95 |
| €300,000.00 | €18,955.50 | €23,808.60 | €323,808.60 |
Existing property, entered departmental rate of 5%, no first-time buyer option, and no furniture or agency-fee deductions from the tax base. €1,200 provision for formalities and disbursements. The applicable rate depends on the department and transaction; confirm it with the notary. Estimated amounts rounded to cents, excluding financing costs.
Keep the same price, €1,200 provision and no deductions. The new-build example uses the reduced-duty regime modeled by the tool: that regime must match the planned transaction.
| Property type | Transfer duties and taxes | Total fees | Price + fees |
|---|---|---|---|
| Existing | €15,796.25 | €20,119.95 | €270,119.95 |
| New-build (reduced duties) | €1,787.45 | €6,111.15 | €256,111.15 |
The difference mainly comes from transfer duties. Regulated remuneration, its VAT, the land-registration contribution and disbursements are separate items. Total fees therefore do not represent only the notary’s remuneration.
Use the deed’s property price, then check the transaction type and departmental rate. Separate furniture or agency fees only where their treatment is justified for the transaction. The calculator then reduces the tax base; this does not establish eligibility for a deduction. Also adjust disbursements: a fixed provision across prices helps comparison, but the final statement depends on the file.
impots.gouv.fr — Property acquisition costs (in French)FAQ
The key points to check before using the estimate in a property budget.
From 1 April 2025 to 31 March 2028, many departments may apply an increased rate up to 5%. Use the rate for the property’s department or the estimate supplied by your notary.
The 5% departmental uplift does not apply when the property is a first ownership purchase intended as the buyer’s main residence. The simulator then caps the rate at 4.5%.
It may reduce the taxable base if it is real, properly valued and listed separately in the deed. An excessive valuation can be challenged.
No. The result is indicative. The notary will provide a provisional statement and then a detailed final account based on the exact transaction.